Financial Institution Regulatory Summary for Florida
Published 05 Jun, 2018
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A founding partner of ARHMF, Patricia M. Hernandez focuses on corporate and financial services, particularly in counseling businesses, including banks and financial services companies, in varied legal issues. Ms. Hernandez has extensive experience in representing domestic and international financial institutions and other financial businesses in all aspects of regulatory, compliance, lending, mergers and acquisitions, and other transactional matters.
Ms. Hernandez regularly represents clients before the Office of the Comptroller of the Currency (OCC), the Federal Reserve, the FDIC, the Florida Office of Financial Regulation and other regulatory agencies and assists banks in negotiating and complying with enforcement actions. She has extensive knowledge in privacy and compliance with the requirements of the Gramm-Leach-Bliley Act and has achieved specific expertise in lending transactions, including asset-backed, trade-finance, factoring and Ex-Im Bank financing. She also has extensive practice in counseling U.S. and foreign clients on the effects of Regulations of the Office of Foreign Assets Control (OFAC) regarding Cuba and other embargoes. For the last two years, Ms. Hernandez has served as General Counsel to the Florida International Bankers Association. She also serves on the Banking Law Advisory Panel for the ALI-CLE of the American Law Institute.
Ms. Hernandez has exceptional experience in other general corporate matters, including acquisitions, formation of entities and review and preparation of contracts for all types of transactions. She regularly counsels foreign businesses who wish to launch their products and services in the U.S.
A full-service boutique business law firm located in Miami, Florida, ARHMF blends the depth and sophistication of a large firm and the personalized service and flexibility of a small firm in providing its clients an exceptional experience.
The firm specializes in international and domestic litigation and business and financial transactions, including a banking practice that is among the strongest and most experienced in Florida. ARHMF offers the strength, depth, and sophistication found typically only in larger, national firms. This is not surprising since most of our lawyers come from a “large firm” background and are among the most experienced and respected in their fields. Our founding partners include the former heads of the financial services, immigration, and international arbitration practices in one of the largest firms in the United States. The firm is a proud member of the Alliott Group.
At ARHMF, we are committed to providing superior and timely client services with innovative and practical solutions to complex business issues. We have never been content to follow the pack when it comes to representing our clients. It is the reason why we are able to deliver uncommon results on even the most routine matters. We treat each client and matter with the personal attention that it deserves. We take tremendous pride in our reputation for building lasting personal relationships with each and every one of our clients.